By: Obi Jo

Obi Jo — Wed, 29 Jul 2009 18:33:39 +0000

Thanks again. We have aggressively commented on this blog about gender discrimination in health insurance and the fact that it should not be allowed. We believe in total subscriber based premium setting so that all are sharing the groups risk, which is in fact the fundamental premise of all insurance pools. No question issues related to pregnancy, childbirth, birth control and other gender specific issues, related to both sexes need to be removed as any basis for exclusion from coverage or as a basis for up-rating premiums.

By: Pamela Toll

Pamela Toll — Wed, 29 Jul 2009 12:52:23 +0000

I have 26 years in the insurance industry professionally. No doubt there are discriminating factors against WOMENS HEALTH IN insurance. Birth control pills , Other female oriented birth control is usually NOT covered by Health insurance. If its considering a males sexual health. its ALWAYS covered. Viagra vs birth control pills? whats the difference. Men always have their needs met. Pregnant women find their pregnancy is a time when they LOSE their health insurance and cannot get any at all I went thru an Uninsured C section in 1985 costing me $17,000, my husband was laid off and COBRA BENEFITS did not cover my EXISTING PREGNANCY. I am sure this type of thing occurs often. I was compelled to get less than necessary aftercare due to the cost.
These type of factors are well known. Self insured companies eyeball employees with impending births and schedule the coinsidence of lay off in conjunction with onset medical costs. These factors need to be identified and OUTLAWED and hold employers liable for maternity costs if they fire the employees.. I bet then the employees wont BE FIRED. These types of strategies are well used in FL AND SOUTHERN STATES. Open your eyes. Mammograms are expensive but penile implants are cheap.. SEE THE DISCRIMINATION FACTORS?
Outlaw them ! before you revise the healthcare reforms.

Comments on: Insurance

By: Obi Jo

By: Pamela Toll